Credit improvement

Your score is holding you back.

Whether you have been declined for credit, are paying too much for it, or simply want to take control of your financial profile — LiftScoreIQ gives you a clear picture and a personalised plan to improve it.

Your credit score range
PoorFairGoodExcellent

Most lenders expect a score of 670+. Every point below that costs you — in higher rates, declined applications, and missed opportunities. We show you exactly what to fix and in what order.

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See your full credit picture
View your VantageScore and the factors actively pulling it down — in plain language, not financial jargon.
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Get a ranked action plan
We prioritise the steps most likely to move your score first. No guessing. No wasted effort.
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Report your rent to the bureaus
Paying rent on time but not getting credit for it? Rent reporting adds positive payment history to your file.
No hard credit inquiry FCRA compliant Cancel anytime online
7-day free trial

Start building your score

Create your account in seconds. Your score and action plan are waiting.

Free for 7 days
$1 refundable identity check today. Then $19.99/month — cancel any time.
$1
today only
No hard inquiry FCRA compliant Cancel online

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Everything you need to build a stronger profile

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Credit Score Tracker
Monitor your VantageScore over time and see the trend moving in the right direction.
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Identity Protect
Dark web monitoring and alerts if your personal information appears where it shouldn't.
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Rent Reporting
Your rent payments reported as positive history to the credit bureaus every month.
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Debt Analysis
Understand your utilisation ratio and see which balances to tackle first for the biggest score impact.

Start your 7-day trial

We place a $1 refundable hold to verify your identity — it comes straight back.

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After your 7-day trial, $19.99/month is charged unless you cancel. Cancel online at any time.

You're in. Let's get to work.

Your account is live. Head to your dashboard to see your credit score, your action plan, and everything we're going to work on together.

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